Category Archives: money does matter

The Value of Frugality

Posted on August 31, 2011 by Wayne

One factor that led to the 2008 great recession was pervasive borrowing. People spent more than they earned. I remember it well, credit cards were nonexistent in the locality until they were introduced and made a toll to many Filipinos. … Continue reading →

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Capital Market

Posted on May 11, 2011 by Wayne

Industries contract and expand within the industry life cycle. When businesses pursue expansion, they will be in need of capital to finance business strategies like product development, market development, or integration strategies. They might source their funds from their excess … Continue reading →

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Online and Offline Shopping

Posted on April 29, 2011 by Wayne

It is undeniable that more and more consumers today engage in electronic transactions. The benefits are appealing. When you buy products online, there is convenience. You can simply choose the products you want and pay for them electronically, no hassles, … Continue reading →

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The Two Sides of Credit

Posted on March 17, 2011 by Wayne

Credit is a means to obtain goods or services without a cash outlay. This is advantageous for several reasons. One advantage is when you are in dire need of products but have no money, credit is the answer. When emergencies … Continue reading →

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Why it’s hard to save money

Posted on November 5, 2010 by Wayne

It’s not only because we don’t have something to save. But basically that’s a real big problem. We can’t save because we don’t have surpluses, that’s a reality. Times like these, prices skyrocketed while income is constant, or the buying … Continue reading →

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